How to Safeguard Our Personal and Financial Data?

How to Safeguard Our Personal and Financial Data?

Nowadays, there are many ways that other people can obtain our personal information and financial data. For example, some syndicates steal wallets that contain our identification and steal our mail, including our bank and credit card statements. From that, they can know our personal and financial data. Then they will create a new credit card or identification card by using our data.

There are several ways that we can safeguard our personal and financial data. Firstly, we should memorize our passwords. Don’t record our password on papers and carry it in the wallets. We also should not use our date of birth as our password. This is because other people can know our password for our atm card if we use our date of birth as password.

Secondly, we should never give our personal or financial information over the phone or Internet unless we initiated the contact. We also should not download files that were sent to us by strangers or click on hyperlinks from people whom we don’t know. It is dangerous to do that because other people have the chance to hack into our computer after we download some files. Besides that, we should use a firewall program on our computer, especially if we leave our computers connected to the Internet 24 hours a day.

Thirdly, we should report lost or stolen credit cards immediately. This step is to prevent our cards being used by other people. Besides that, we should always check our monthly credit card and bank statements for unusual activity. Once we find out something unusual then we need report to the bank.

Finally, we need to protect our personal information. We only share credit card or other personal information when we are buying from a company that we know and trust. We need to know who we are dealing with. We should not do business with any company that won’t provide its name, street address and telephone number.